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Interest-Free Funding Within Reach

Per Scholas training is no-cost to our learners, but life expenses add up. That's why we're teaming up with Ascent, a trusted partner of Per Scholas, to offer all learners in select training tracks the opportunity to apply for a Zero Percent Loan from Ascent.

What is the Zero Percent Loan?

Through trusted partner Ascent, eligible learners can apply for a Zero Percent Loan designed to pay for living expenses while enrolled at Per Scholas.

Learn More from Ascent
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See How It Works

The Zero Percent Loan from Ascent is a zero percent interest, no-fee loan of $3,000 designed to support learners in their training journey.

Explore the Details

Thanks to our partnership with Ascent, approved Per Scholas learners have an opportunity to achieve some financial peace of mind as they embark on their Per Scholas experience. There is no interest, no fees, and Per Scholas does not profit from the loan.

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Plan for Your Financial Future

Per Scholas Financial Coaches help learners develop lifelong financial skills, from budgeting and planning to building a foundation for long-term financial independence.

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They Applied. They Thrived.

Hear from learners who navigated the financial realities of full-time training and built new careers in tech with the support of a Zero Percent Loan.

Read Their Story: Natori Haynes

Natori Haynes

Desktop Support Specialist at Southwest Airlines


Per Scholas really helped me to step out of my box, and that goes from learning, talking, communicating, just shining my light.

Headshot of a man in a suit jacket and glasses.

Program: IT Data Center

Location: Dallas

Read Their Story: Tom Lee

Tom Lee

Application Support Analyst at SoftWriters


If you know how to learn, if you have a curious mindset... those are all things that tech rewards.

Tom Lee

Programs: IT Support, Full Stack Java Developer

Location: Pittsburgh

Read Their Story: Stacy Verbeck

Stacy Verbeck

Service Desk Administrator at Auxzillium


Tech is something I'm interested in. There's always something new to learn, and the pressure is different. If a computer breaks, it's okay – you can fix it or replace it. That realization has made me so much happier.

Stacy Verbeck

Program: IT Support

Location: Boston, MA

Read Their Story: Dianne Numkena

Dianne Numkena

Instructional Technology Professional Development Coordinator at Salt River Pima-Maricopa Indian Community


It was fun, different, and honestly, life-changing.

Dianne Numkena

Program: End User Desktop Support

Location: Phoenix, AZ

Read Their Story: Robin Clenard

Robin Clenard

Continuous Deployment Specialist at Bank of America


I told myself, 'I'm going to work until I figure it out.' I didn't know anything about the insides of a computer, but I wanted to solve the problem.

Robin Clenard

Program: IT Support

Location: Philadelphia, PA

Read Their Story: Esther McIlwain

Esther McIlwain

Technical Support Specialist at Planmeca USA


If you're thinking about it, just say yes and do it because it is everything it's cracked up to be, and more. One thing I learned is that you will never know everything – but as long as you're willing to learn, you'll always succeed.

Esther McIlwain

Program: IT Support

Location: North Carolina

Read Their Story: Johnnie Nwobasi

Johnnie Nwobasi

IT Account Manager at The 20 MSP


Not only do you learn the IT aspect, but you make friends along the way.

Johnnie Nwobasi

Program: IT Support

Location: Dallas, TX

Zero Percent Loan FAQs

Big decisions deserve answers. Explore answers to common questions so you can move forward with confidence.

Is my training track eligible?

Learners in the following training tracks are eligible to apply for the Zero Percent Loan from Ascent:

  • IT Support (Including AI-Enabled and NextGen)
  • End User Desktop Support
  • Data Center Technician with AI Tools
  • AI-Enabled Healthcare IT Technician
  • Cybersecurity with AI Tools
  • AI Native Business Intelligence

When can I apply?

Learners in Zero Percent Loan–eligible classes will receive an email from [email protected] with a link to Ascent's application. Learners can begin applying up to 30 days before their class starts and they have until the fourth Wednesday after class begins to be approved.

Does Per Scholas decide if I get approved for a Zero Percent Loan from Ascent?

Ascent decides who qualifies for a Zero Percent Loan. Per Scholas reviews all loan applications to ensure that learners are enrolled in Zero Percent Loan-eligible courses and that the application is completed by the deadline.

Do I need to apply for a Zero Percent Loan to enroll in a Per Scholas class?

Learners do not need to apply for a Zero Percent Loan to enroll in a Per Scholas class. The loan is available for learners in eligible training tracks who want to apply, but enrollment at Per Scholas is not dependent on applying for or receiving the loan.

Why did Per Scholas partner with Ascent to offer a Zero Percent Loan if Per Scholas is tuition-free?

Per Scholas has been a trusted career training provider for more than 30 years. While Per Scholas has always offered our programs at no cost to learners, we recognize that learners often face challenges supporting themselves and their families during an intensive, full-time course. Having financial support during training can ease stress, improve completion rates, and help learners transition more successfully into thriving-wage careers.

Have Additional Questions?

Disclaimer

Per Scholas is not a lender, nor is it providing any loans. This is a communication to explain the benefits available.

Talk to Us

If you have questions about the Zero Percent Loan, our team is here to help.